Landlord's Insurance

Landlord home insurance or buy-to-let insurance is a combination of insurance cover packaged together by insurers to provide the essential components to ensure that their investment is adequately protected and secured.

If you are renting out your London property then you should definitely consider purchasing a landlord home insurance policy. Landlord home insurance or buy-to-let insurance is a combination of insurance cover packaged together by insurers to provide the essential components to ensure that their investment is adequately protected and secured.

All types of landlords require insurance for their properties to rent in London. From the landlord who has given a single flat for rent or to the property investment company who have a large portfolio of property to rent in London. It is your investment that needs protecting.

To find a flat or house to rent in London contact Black Katz. Black Katz have flats and houses to rent across London. If you are a landlord wishing to rent out your property contact Black Katz.

The following is a basic outline of a landlord home insurance policy:

• Property insurance / Buildings insurance: The building of your rented home is insured against most risks such as flood and fire for the cost of repair or rebuilding. You can pay a little extra and cover risks such as terrorism or subsidence. It basically covers everything fixed in the building or structure.

• Contents: This insurance covers all your contents remain in the rented property such as washing machines, dishwashers, refridgerators etc. It is sometimes compulsory for the tenant to purchase Contents cover to protect both your possessions in the flat and his own. This can be written into the Tenancy Agreement.

• Liability: As a landlord, you are responsible for the safety of the property that your tenants are living in. If a tenant harms himself due to something dangerous in your property like faulty switch etc; then he will come to you for compensation. The liability cover ensures that the insurance company will handle these disputes and pay out any compensation if necessary.

Before deciding to which Landlord's policy to purchase conduct thorough research or contact an Insurance Broker for advice. Black Katz will be able to recommend the type of policy required. If renting a property in London contact Black Katz to help you with all the details and requirements.

To find a flat or house to rent in London contact Black Katz. Black Katz have flats and houses to rent across London. If you are a landlord wishing to rent out your property contact Black Katz.